Individual Insurance
At Horner Insurance, LLC, we specialize in helping individuals and families find insurance solutions for every need. We'll provide clear guidance, expert advice, and personalized support every step of the way.
Individual ACA Plans
Health insurance is essential for maintaining both financial stability and access to healthcare. For individuals under 65 without employer-sponsored coverage, the Affordable Care Act (ACA) Marketplace offers regulated plans that cover essential health benefits and protect those with pre-existing conditions.
Supplemental Insurance
Supplemental insurance helps cover costs that primary health insurance doesn’t, including out-of-pocket expenses from accidents, critical illnesses, and more. These plans can offer lump-sum payments or ongoing benefits that provide an added layer of financial security when the unexpected happens.
Dental & Vision Plans
Dental and vision insurance plans help manage the cost of routine care, like cleanings, exams, glasses, and procedures. Since these services are generally not included in standard health insurance, standalone dental and vision coverage can support better overall wellness and reduce out-of-pocket expenses.
Life Insurance
Life insurance provides vital financial protection for your loved ones in the event of your passing. Whether you're the primary earner or contribute in other meaningful ways, life insurance can help cover expenses such as mortgage payments, childcare, and daily living costs — ensuring financial continuity for your family.