Insurance Blog

From Horner Insurance, LLC

Group of people sitting outdoors on a sunny day, smiling and laughing.
By Richard Horner February 25, 2026
Learn seven research-backed lifestyle changes that can help reduce your risk of dementia and Alzheimer’s and support long-term brain health.
Man in hospital bed, wearing hospital gown, looking down with a concerned expression. Medical equipment and a clock are visible in background.
By Richard Horner February 18, 2026
See how a High Deductible Health Plan works during a real medical crisis—and what one cancer scare cost out of pocket.
Dental chair in a sterile white examination room with overhead light and dental tools.
By Richard Horner February 11, 2026
Standard dental insurance often falls short for implants and major procedures. Learn why annual limits matter and what high-benefit dental plans can do.
Doctor holding a red heart, smiling, wearing a stethoscope and lab coat.
By Richard Horner February 4, 2026
February is American Heart Month. Learn simple, preventive steps to support heart health and understand how insurance benefits can help.
Woman in sleepwear, holding mug, sitting in window, looking outside. A tray with food sits nearby.
By Richard Horner January 30, 2026
Ditch the all-or-nothing resolutions. This 5-day wellness reboot focuses on hydration, movement, sleep, connection, and creativity to help you reset gently.
Tax forms, gold coins, and pen arranged on a green surface with
By Richard Horner January 23, 2026
The IRS has announced new 2026 retirement contribution limits. Learn what’s changing for traditional and Roth IRAs, 401(k)s, SIMPLE plans, catch-up contributions, and required minimum distributions.
Woman holding a Medicare health insurance card, smiling. The card shows name, ID, and coverage dates.
By Richard Horner January 16, 2026
Enrolled in a new Medicare plan? Read practical tips to help you transition smoothly, from reviewing plan materials and sharing your new ID card to confirming coverage and prescriptions.
Man on phone, hand to head, looking down pensively. Interior, plant in background.
By Richard Horner January 9, 2026
Medicare fraud and scams can put your benefits and identity at risk. Learn common Medicare scam tactics, red flags, prevention tips, and how to report suspected fraud.
Hand dropping a coin into a blue piggy bank with a smiling face on a white surface.
By Richard Horner December 29, 2025
Explore smart ways to generate guaranteed income with annuities, CDs, and low-risk options that bring stability and predictability to your retirement plan.
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