Insurance Blog

From Horner Insurance, LLC

Two hands gently holding each other on a soft surface
September 9, 2026
September is Suicide Prevention Month. Learn what to watch for, how to start a hard conversation, and where to turn for help. Support matters more than perfect wording.
Elderly man on a couch holding a phone while an elderly woman in pink leans over to help him
September 2, 2026
Learn how Medicare enrollment can affect HSA contributions, why retroactive Part A coverage matters, and how to avoid potential excess contribution taxes.
Older man riding a red mobility scooter on a park path in autumn
August 26, 2026
aThinking about a wheelchair or mobility scooter? Learn what Medicare covers under Part B, what your doctor must document first, and how to avoid a denied claim.
Three coworkers discussing at a table with a laptop in a bright office
August 19, 2026
Buying insurance online is fast, but a licensed agent can help you compare carriers, understand the fine print, and advocate for you at claim time.
Gold, silver, bronze, and platinum metal bars representing health plan tiers
August 12, 2026
A clear guide to Health Insurance Marketplace metal tiers. Learn how Bronze, Silver, Gold, and Platinum plans split costs and how to pick the right one.
Older couple walking outdoors on a leaf-covered path with a rolling walker
August 6, 2026
Learn how to prepare for health care costs in retirement, including Medicare, retiring before 65, long-term care, HSAs, and supplemental insurance options.
Woman tying a child’s sock while they sit on grass beside a stroller in a park
By Richard Horner June 24, 2026
Where you go for care can affect your bill by thousands. A practical guide to choosing between the ER, urgent care, telehealth, and your primary care doctor.
Three people sit talking in a cozy living room, looking at a tablet on the coffee table.
By Richard Horner June 17, 2026
U.S. News & World Report has rated over 12,000 home health agencies. Learn how the rankings work and why they matter for your care and coverage decisions.
Two people in white shirts stretch forward while seated on mats in a gym studio
By Richard Horner June 10, 2026
Starting July 2026, Medicare's new GLP-1 Bridge program may cover Wegovy, Zepbound, and Foundayo for weight loss at a $50 monthly copay. Here's what to know.
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